Most Professionals wish they had a well-thought out financial plan. Unfortunately, few actually do, relying instead on an assortment of out-of-date or over-priced policies. The excuse for not fixing past errors or creating a new program is understandable. Insurance can be confusing, if not downright daunting. In addition, no one enjoys contemplating worst case scenarios. But the reality is that if you want to protect yourself and your family, you must. And that's where we come in.
You are unique. And at Fleming Associates that's exactly how you'll be treated. First, we'll analyze what, if any, programs you currently have. Then, we will search out the best policies from the most reputable companies that fit your specific needs, including life, health, disability and critical illness. We also are able - and happy - to look for policies that other agencies won't touch because they are either too obscure or too complex. Our goal is to protect your assets at the lowest possible cost in the smartest possible way. It is what we do every day.
Fleming Associates is independent in every sense of the word. We are not tied to any insurance company, which means we are free to pick and choose from a wealth of available policies. We know their strengths and their weaknesses, the ones that deliver value versus those that deliver disappointments.
Fleming Associates consists of one family dedicated to protecting yours. James L. Fleming began the business in 1962 and was joined first by his son James P. and then his son Tom. Nearly all of Fleming Associates clients come through word of mouth - the most rewarding recommendation of all.
To learn more about what we can do for you, please visit our Contact Info Page. There is no obligation on your part. Just the opportunity to create a comprehensive program that gives you the protection, comfort and security you deserve.
"I've encouraged my clients to work with Fleming Associates for over 20 years. They're the 'go to guys' when clients need honest, reliable advice on life and disability issues."
Sherman Doll, CPA/PFS
Thomas, Wirig , Doll & Company, CPAs
Walnut Creek, CA
"For many years I have witnessed the sound advice and exceptional service Fleming Associates extends to their clients. I take great comfort in Jim's total focus on delivering the greatest benefit to his customer without regard to his personal economic gain."
Richard Oken, M.D.
Alta Bates Hospital
"Jim is a thorough professional who responds rapidly to my questions. Jim does not represent just one company, but instead selects the best products from each. I know he will be there to help me or my family in the event of my disability or death."
Robert Harmon, D.D.S.
Pleasant Hill, CA