Products & Services

• Affordable Health Insurance coverage, including Health Savings Accounts (HSAs)
• Low-cost Term Life Insurance coverage
• Tax Favored Permanent Life Insurance
• High-Quality Disability Income coverage
• Professional Overhead Expense coverage
• Qualified and Non-Qualified Annuities
• Specialized Estate Planning policies
• Critical Illness coverage

"I've encouraged my clients to work with Fleming Associates for over 20 years.
They're the 'go to guys' when clients need honest, reliable advice on life and disability issues." 

Sherman Doll, CPA/PFS - Thomas, Wirig, Doll & Company, Walnut Creek, CA

The FA Team

Jim Fleming, CLU

President Lic. 0683519

Jim received his insurance license at the age of 18, then worked part-time in the business until he graduated from California Polytechnic State University in San Luis Obispo in 1982 with a bachelor's degree in business administration. He continued his education by spending three years in public accounting with Deloitte, Haskins & Sells (now Deloitte & Touche), earning his designation of Certified Public Accountant along that way, then returned to the family insurance business full-time and added his Chartered Life Underwriter designation.

As President of Fleming Associates Insurance Agency, Jim concentrates on Pension Owned Life Insurance, Disability Income, Critical Illness and Health Insurance for professionals and closely held business owners. He is a qualifying and life member of the Million Dollar Round Table with multiple Court of the Table qualifications. Jim and his wife are the parents of two girls and live in Lafayette, California.

Email: jim@flemingassociates.com

Tom Fleming

Vice-President Lic. 0A46837

Like his brother, Tom also received his Life Agent's license at the age of 18, before attending Cal State Northridge and San Jose State University. He then worked at the
agency on and off until 1982, at which point, being also a musician, he moved to Boston to finish his education at the Berklee College of Music. Working as a musician on both coasts until 1995, Tom took a full-time position with the family firm specializing in health insurance sales and service.

Expert in the areas of personal and overhead expense disability income, life, critical illness and long-term care insurance sales and service, Tom first qualified for the Million Dollar Round Table in 1997 and has continued to qualify every year since, has been a guest speaker at National Association of Insurance and Financial Advisors (NAIFA) meetings throughout the country, and has provided peace of mind for thousands of clients by insuring their income and lives while delivering a comprehensive level of service. Tom is married with two children, lives in Concord, California, and still remains very active as a musician and composer.

Email: tom@flemingassociates.com

Fleming Associates Insurance Agency, Inc.
​Lic. 0537597
Phone: (925) 891-3000   |   Fax: (925) 891-3008
Mailing Address:​
P.O. Box 23348
Pleasant Hill, CA 94523

You do the living - We do the protecting

"For many years I have witnessed the sound advice and exceptional service Fleming Associates extends to their clients.
I take great comfort in Jim's total focus on delivering the greatest benefit to his customer
without regard to his personal economic gain."

Richard Oken, M.D., Alta Bates Hospital, Berkeley, CA